Your auto insured has suffered a cracked driver’s side window. She has a $250 Other Than Collision deductible but she was told that glass claims are not subject to a deductible. How will you advise your client?
You advise your client that all glass damage is paid first dollar and no deductible applies
You agree with your client but advise them that the $250 Other Than Collision deductible is per year and the side glass loss will count towards meeting the deductible
You advise your client that non-windshield glass claims are compensable under the Other Than Collision coverage subject to her $250 deductible
None of the above
You advise your client that all glass damage is paid first dollar and no deductible applies
You agree with your client but advise them that the $250 Other Than Collision deductible is per year and the side glass loss will count towards meeting the deductible
You advise your client that non-windshield glass claims are compensable under the Other Than Collision coverage subject to her $250 deductible
None of the above
Answer:
You advise your client that non-windshield glass claims are compensable under the Other Than Collision coverage subject to her $250 deductible
627.7288 mandates first dollar coverage in the adjustment of windshield glass only and all other glass is subject to the policies Other Than Collision deductible.
Category: Misc FL Auto Laws: Financial Responsibility
You advise your client that non-windshield glass claims are compensable under the Other Than Collision coverage subject to her $250 deductible
627.7288 mandates first dollar coverage in the adjustment of windshield glass only and all other glass is subject to the policies Other Than Collision deductible.
Category: Misc FL Auto Laws: Financial Responsibility
