Continuing Education Requirements for the State of Colorado
General Requirements
State Requirements
Resident Insurance Producers must satisfy the following continuing education requirements in order to renew their license: 24 hours every 2 years (Ethics – 3 hours; Major Lines – 18 hours; and Miscellaneous – 3 hours).
Due Date
CE Credit Requirements by License Type
Multiple Lines Licensed Agents
Multiple Lines License Agents may take Major Lines courses in any license type held.
CE Exemptions
First-time Licensed Producers are exempt for the first compliance period.
Producers for the following lines are exempt: Bail Bondsperson, Credit, Crop-Hail, HMO, Limited Travel Ticket, Non-Profit Hospital Surgical Medical, and Title.
Course Requirements
Subject Area Requirements
18 hours in license type held.
Repeated Course Rules
Courses cannot be repeated within 2 years from the original course completion date.
Carryover Credits
12 hours may be carried over to the next renewal period if they were completed within 120 days prior to the compliance deadline — excess Ethics hours carry over as Miscellaneous credit.
Special Training Requirements
Initial Training: A one-time 4-hour Colorado Division of Insurance Approved training course is required for agents to be eligible to sell Annuities. Note: must be taken prior to selling, soliciting, or negotiating Annuity products in Colorado.
Initial Training: 16 hours must be taken with 8 hours in general Long-Term Care (these can be met with classroom, online, or self-study); and 8 hours specific to LTC partnership (classroom only). Note: must be taken prior to selling, soliciting, or negotiating LTC products in Colorado.
Ongoing Training: 5 Hours every two years (classroom only).
Initial Training: A one-time 3-hour FEMA/National Flood Insurance Program approved training course is required for agents selling Flood Insurance.
Anti-Money Laundering
Homeowners Insurance Coverage: Agents selling Homeowners Insurance must complete at least 3 hours on Homeowners Insurance each two-year licensing period.
Claims-Made Policy Training: Agents selling Claims-Made policies must complete 2 hours of CE as a one-time training prior to selling Claims-Made insurance products.
Final Exam Requirements
Exam Rules
Students must read the course material and answer each set of end-of-chapter quizzes before attempting a final exam. Online Final Exams are closed book (course materials are not available while the Final Exam is in progress). The final exam must be passed with a score of 70% or higher to receive CE credit. If the exam is not passed on the first attempt, students have an unlimited number of retakes.
Proctor Requirements
Online Final Exams must be proctored by a disinterested third party. A disinterested third party must certify that the Licensee completed the exam without assistance and is someone who has no financial interest in the success or failure of the student’s ability to maintain their license.
American Insurance College Course Access
Students at the American Insurance College have unlimited access to all CE and Pre-Licensing courses.
Course Completion
AIC Completion Reporting
The American Insurance College reports all Course completions immediately. Our technology allows us to start reporting your results most normally within five minutes of your course completion.
Certificates of Completion
Certificates of Completion are issued immediately upon the completion of your course.
Reporting Fees
Colorado has no reporting fees to Sircon.