Continuing Education Requirements for the State of Georgia
General Requirements
State Requirements
Producers and Adjusters licensed LESS than 20 years: 24 Hours every 2 years (Ethics – 3 Hours; General Electives – 21 Hours).
Producers and Adjusters licensed MORE than 20 years: (Ethics – 3 Hours; General Electives – 17 Hours).
Due Date
CE Credit Requirements by License Type
Multiple Lines Licensed Agents
Multiple Lines License Agents may take Major Lines courses in any license type held.
CE Exemptions
First-time Licensed Producers are exempt for the first compliance period.
Designation Holders: CFP, CLU, CPCU, ChFC, FLMI, CIC, CEBS, AAI, CRM, or a major BBA in Risk Management and Insurance from an accredited college are required to complete 12 hours of CE including 3 hours of ethics every two years.
Course Requirements
Subject Area Requirements
Hours must be completed in license type held.
Repeated Course Rules
Courses cannot be repeated within 2 years from the original course completion date.
Carryover Credits
50% of the Licensee’s CE requirements may be carried over to the next renewal period.– excess Ethics hours carry over as General Elective credit.
Special Training Requirements
Initial Training: A one-time 4-hour Georgia Approved Annuity Suitability Certification Training course is required for agents to be eligible to sell Annuities in Georgia. Note: must be taken prior to selling, soliciting, or negotiating Annuities in Georgia.
Initial Training: A one-time 8 Hour Long-Term Care training course. Note: must be taken prior to selling, soliciting, or negotiating LTC products in Georgia.
Ongoing Training: 4 Hours every two years.
Initial Training: A one-time 3-hour FEMA/National Flood Insurance Program approved training course is required for agents selling Flood Insurance.
Anti-Money Laundering
None
Final Exam Requirements
Exam Rules
Online Final Exams are closed book (course materials are not available while the Final Exam is in progress). The final exam must be passed with a score of 70% or higher to receive CE credit. If a Final Exam is not passed on the first attempt, students have an unlimited number of retakes.
Proctor Requirements
Online Final Exams must be proctored by a disinterested third party over the age of eighteen. A disinterested third party must certify that the Licensee completed the exam without assistance and is someone who has no financial interest in the success or failure of the student’s ability to maintain their license.
American Insurance College Course Access
Students at the American Insurance College have unlimited access to all CE and Pre-Licensing courses.
Course Completion
AIC Completion Reporting
The American Insurance College reports all Course completions immediately. Our technology allows us to start reporting your results most normally within five minutes of your course completion.
Certificates of Completion
Certificates of Completion are issued immediately upon the completion of your course.
Reporting Fees
Georgia has no reporting fees to Sircon.