Continuing Education Requirements for the State of Maryland
General Requirements
State Requirements
Resident Insurance Producers must satisfy the following continuing education requirements in order to renew their license: 24 hours every 2 years including 3-Hours Ethics).
Due Date
CE Credit Requirements by License Type
Multiple Lines Licensed Agents
Multiline Life/Health and Property/Casualt licensees must complete 6 hours in each line. The remaining hours may be satisfied by either line.
CE Exemptions
First-time Licensed Producers are exempt for the first compliance period.
Producers for the following lines are exempt: Bail Bondsperson, Credit, Crop-Hail, HMO, Limited Travel Ticket, Non-Profit Hospital Surgical Medical, and Title.
Course Requirements
Subject Area Requirements
Licensees may take an approved course in any line of authority. Courses approved for Flood credit will not satisfy the minimum 6 hours required for the Property/Casualty line of authority.
Repeated Course Rules
Courses cannot be repeated within 2 years from the original course completion date.
Carryover Credits
12 hours may be carried over to the next renewal period if they were completed within 120 days prior to the compliance deadline — excess Ethics hours carry over as Miscellaneous credit.
Special Training Requirements
Initial Training: A one-time 4-hour Annuity Suitability and Best Interest Standards course must be taken prior to selling, soliciting, or negotiating Annuity products in Maryland.
Initial Training: 8 hours must be taken as a one-time training prior to selling any LTC products in Maryland.
Ongoing Training: 4 hours every two years.
Initial Training: A one-time 2-hour National Flood Insurance Certification Training required prior to selling Flood Insurance in Maryland.
Final Exam Requirements
Exam Rules
Online Final Exams are closed book (course materials are not available while the Final Exam is in progress). The final exam must be passed with a score of 70% or higher to receive CE credit. If the exam is not passed on the first attempt, students have an unlimited number of retakes.
Proctor Requirements
Final Exams are closed-book and do not require a proctor.
American Insurance College Course Access
Students at the American Insurance College have unlimited access to all CE and Pre-Licensing courses.
Course Completion
AIC Completion Reporting
The American Insurance College reports all Course completions immediatey. Our technology allows us to start reporting your results most normally within five minutes of your course completion.
Certificates of Completion
Certificates of Completion are issued immediately upon the completion of your course.
Reporting Fees
There is a state filing fee of $1.15 per credit hour.