Continuing Education Requirements for the State of Tennessee
General Requirements
State Requirements
Resident Insurance Producers and Adjusters must satisfy the following continuing education requirements in order to renew their license: 24 hours every 2 years (Ethics – 3 hours).
Combination Multi-Peril Crop Adjuster and Life and Health OR Property and Casualty must take 48 hours including 4 hours of ethics every two-year license term.
Due Date
CE Credit Requirements by License Type
Multiple Lines Licensed Agents
Multiple Lines License Agents may take courses in any license type held.
CE Exemptions
Limited Lines producers, Public adjusters licensed less than 1 full year, Producers who have been continuously licensed since January 1, 1994. Nonresident public adjusters who have met the CE requirements in their home state, which MUST reciprocate with TN, are not required to complete CE requirements for Tennessee.
Course Requirements
Subject Area Requirements
Hours may be taken in any license type held.
Repeated Course Rules
Courses cannot be repeated within 2 years from the original course completion date.
Carryover Credits
12 hours may be carried over to the next renewal period as general credits.
Special Training Requirements
Initial Training: A one-time 4-hour Insurance Approved training course is required for agents to be eligible to sell Annuities in Tennessee.
Initial Training: 8 hours in general Long-Term Care training before soliciting any LTC products.
Ongoing Training: 4 Hours every two years.
Initial Training: A one-time 3-hour FEMA/National Flood Insurance Program approved training course is required for agents selling Flood Insurance.
Anti-Money Laundering
Final Exam Requirements
Exam Rules
Online Final Exams are open book (course materials are not available while the Final Exam is in progress). The final exam must be passed with a score of 70% or higher to receive CE credit. If the exam is not passed on the first attempt, students have an unlimited number of retakes.
Proctor Requirements
Final Exams are open-book and do not require a proctor.
American Insurance College Course Access
Students at the American Insurance College have unlimited access to all CE and Pre-Licensing courses.
Course Completion
AIC Completion Reporting
One-time training of a 4-Hour Annuity Suitability and Best Interest Standards course must be complete prior to selling annuity products.
Certificates of Completion
Certificates of Completion are issued immediately upon the completion of your course.
Reporting Fees
There is a state filing fee of $1.00 per credit hour.