The Law of Duty to Defend Self-Directed Study Course – CLAIMS ONLY

NOTE: THIS COURSE IS FOR ADJUSTERS. IF YOU ARE NOT AN ADJUSTER, YOU WILL NOT RECEIVE CREDIT FOR TAKING THIS COURSE.

This course reviews the Law of Duty to Defend. The purpose of this course is to inform you on the insurer's obligation to defend the insured (or provide a defense) for a claim the insured files under their policy. The term duty to defend refers to the insurer's obligation to defend the insured (or provide a defense) for a claim they file under their policy. The insurer may either enlist a member of its legal staff to defend the insured or hire an attorney at an outside law firm to provide a defense. In this course we will study: what the duty to defend is AND when it is activated; an insurer’s obligation of “reasonable performance”; defense expenses and policy limits; and the consequences of a breach of Duty to Defend. The legal doctrines discussed in the course are supported by numerous case studies to keep the course both interesting and instructive.

What is a Self-Directed Study Course? With Self-Directed study you will study the course content at your pace (with no unit quizzes), and then you will take a non-proctored, open-book Final Exam. Simple as that. You can take the Final Exam as many times as you need to pass the course.

This course makes a few assumptions about you the student:

• You are a currently licensed Insurance Agent or Adjuster.
• You are interested in additional information, resources, and knowledge regarding insurance and the legal environment of business in general.

There are four key features to the Course Briefs Continuing Education courses:

• Introduction to the Law
• Legal Syllogism Overview
• Topical Analysis
• Supporting Case Law