American Insurance College
20-44 Personal Lines Agent Pre-Licensing Course
At American Insurance College we are heads and shoulders above the rest.
Description: This Florida-approved 20-44 Personal Lines pre-licensing course is offered entirely online including the course final exam. Upon successful completion of this course, you will be eligible to sit for the state examination (state exam must be taken at a PearsonVue site). Work at your own pace with your instructor available by email or telephone.
This course now includes your study manual to download! No further purchase is needed. (Over $50 value!)
NEW! This course comes with 26 HOURS of Continuing Education! FREE!*
YOU MUST NOT COMPLETE ANY CONTINUING EDUCATION UNTIL YOU HAVE YOUR LICENSE.
*After purchase find these CE courses in your dashboard:- 2026 Property & Casualty Law and Ethics Update (4 hours)
- Errors and Omissions (4 hours)
- P&C Personal Lines Refresher Seminar (6 hours)
- Disaster Claim Filing (3 hours)
- Ridesharing (3 hours)
- Pet Insurance Explained (2 hours)
- Travel Insurance Explained (2 hours)
- Wedding Insurance Explained (2 hours)
Course Provider: American Insurance College
FLDFS Provider #: 371609
Course Approval #: 105192
Enrollment Length: Unlimited Enrollment (take as long as you need)
Includes the following exam prep materials:
- Exam Prep Materials: Electronic Flash Cards
- Exam Prep Materials: Exam Simulator
- Exam Prep Materials: SMARTnotes – Exam Prep Manual
- Prelicensing Course Study Manual
$99.00
Topics of Instruction
Per Florida regulation, the 20-44 Personal Lines Agent Pre-Licensing covers the following topics of instruction:
- General Information
- Property and Liability Insurance Concepts
- Property & Casualty Policy Provision and Contract Law
- Homeowners Insurance
- Dwelling Insurance
- Health Insurance
- Financial Services Regulation
- Personal Automobile
- Insurance Definitions
- Insurance Licensing Requirements
- DFS Rules and Regulations
Florida State Licensing Requirements
- Be a natural person at least 18 years of age.
- Be a resident of the state of Florida.
- Be a United States citizen or legal alien.
- Complete an online application for License and submit appropriate fees.
- Be fingerprinted at one of the Department's fingerprint sites.

